Trucking Insurance
Texas law requires all commercial trucks to carry specific insurance coverage. Your organization is likely subject to federal insurance regulations, as well. The Federal Motor Carrier Safety Administration (FMCSA) sets minimum liability coverage limits based in part on the type of cargo being transported.
Trucking insurance can help mitigate risks associated with trucking operations, including accidents, theft and cargo damage, depending on the policies, endorsements and coverage limits you choose.
Your agent may recommend the following core policies:
- Liability coverage may help cover bodily injury and property damage to others if your truck is at fault in an accident, up to the policy’s dollar limits.
- Cargo insurance may help cover the goods you transport against loss or damage during transit.
- Physical damage coverage may help cover repairs or replacement costs for your trucks in case of accidents, vandalism or theft.
- Bobtail insurance may help provide liability coverage when your truck is driven without a trailer.
Choosing the Right Trucking Insurance Policy
Selecting the right trucking insurance policy involves careful consideration. The following are some tips to help you make an informed decision:
- Evaluate the size of your fleet, the types of cargo you transport and your business model to determine the coverage that best fits your operation.
- Compare quotes from multiple insurance providers to find the best coverage options at competitive rates.
- Work with an insurance agent specializing in trucking insurance to ensure you understand your options and select the appropriate coverage.
Learn More
Our agents can help tailor your company’s trucking insurance coverage to meet your unique needs. Contact Omega Insurance Agency for a personalized trucking insurance quote.