Off-road Adventures Need Off-road Vehicle Coverage

Keep your customers protected if their adventure takes an unexpected turn

Offer your adventure enthusiasts a customized powersports product tailored to their unique needs. Dairyland provides reliable coverages and best in class 24/7 claims services for ATV/UTVs, snowmobiles, dirt bikes, transport trailers and more—with up to 12 powersports products on one policy.* It’s that easy.

• Our coverages unique to off-road vehicles include, but are not limited to:
  Enhanced permissive use provides the policy’s full liability coverage for any driver who has the
  permission from the insured to operate the vehicle. Without this coverage, any driver who has
  permission from the insured will only have the state’s minimum liability coverage, not the limits
  purchased by the insured.
• Submersion pays for expenses incurred for the salvage or recovery operations due to a
  complete or partial submersion of the vehicle. The maximum limit is $2,500.
•  Transport trailer can be added to any vehicle type and pays for accidental damage to your
  transport trailer caused by events such as fire, severe weather, vandalism, flood, theft or
  impact with animals, another object or vehicle upset.
  • A transport trailer must be principally designed for transporting a motorcycle or off-road
    vehicle. This means the trailer with any living or sleeping quarter is an unacceptable risk.
  • Available in four increments of coverage ($2,500, $5,000, $7,500, and $10,000), with a $500
    per occurrence deductible.

Leverage money-saving discounts:

What could make their off-road vehicle coverage experience more fun? The ability to save money! Be sure to leverage our off-road vehicle insurance discounts to close and retain more
business. Some of our available discounts include*:

• Multi-policy (even with another carrier)
• Home ownership
• Garaging
• Significant paid-in-full
• Policy transfer
• Multi-vehicle
• Prior insurance
• Claim-free renewal